What is title insurance?

Before a home is purchased, a title company runs a title search to find out if there are any existing liens on the property as well as the current ownership. Title insurance protects both the lender and the borrower against loss or damage occurring from liens, encumbrances, or defects in ...
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Appraised Value vs. Purchase Price

You may have questions about your appraisal, such as: If my appraised value comes in higher than expected, do I need to bring as much for my down payment? The answer to this question is yes. Your mortgage terms remain the same.  That being said, we use the purchase price ...
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How to make your offer stand out over others

It’s a seller’s market, meaning multiple people are submitting offers for the same home. While you may think you are in a great position, make sure you have put yourself in the best buying position with the following steps: Make sure you have a well known, well respected real estate ...
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